Choosing the Right Credit Card

[0:00]The bank offers you a bunch of different credit cards. Which one should you choose? You take a close look and realize each card has different perks. Some have cash back, which means you'll get back 1 to 3% of what you spend on things like gas, groceries, dining. Some have travel benefits, like free checked bags, airport lounge access and miles. And some even have welcome bonuses, like 150 back if you spend 500 in three months. But there's a catch. The cards with more perks tend to have higher annual fees and interest. My advice, if you're a student, want lower fees and are okay with fewer perks, get a student credit card and follow go hard.