[0:00]Monkey is a chemistry teacher. Salary not good. Monkey wants more money. So monkey tries robbing a bank, but this fails. Stop right there, criminal scum. Monkey uses his chemistry knowledge to make special banana flavored candy to sell to other monkeys. Other monkeys love this candy and can't stop buying it. Buy, buy, buy! This makes monkey very rich. But the monkey government says special candy is illegal because it has dangerous side effects. So now, chemistry monkey's special candy can't be made, bought or sold in the jungle. Chemistry monkey sad. Money earned from selling special candy is dirty money. Dirty money is money that monkey earned by breaking the rules. Monkey can't spend this money because the government is always watching out for sneaky business and wants to know if monkeys are following the rules. So what does monkey do? Monkey speaks to a shady lawyer monkey to get some advice. They decide to try money laundering. But what is money laundering? That's when dirty money is cleaned so it looks perfectly normal and can be used. Intrigued, chemistry monkey begins by taking his fat stacks of dirty money and divides it into many little piles. Spreading the cash out makes it hard for the government to find all of chemistry monkey's dirty money in one place. Next, monkey sends these little piles into various businesses. Some go into a car wash, others into a massage parlor, and some even go into a juice bar, slinging fresh banana milkshakes. This is called layering. The magic here is that the dirty cash mixes with honest earnings from everyday monkey business. As each business runs, a few mischievous piles of dirty money are used to pay for a few of the sales, mixing them with the clean profits. Over time, the money becomes so well mixed, it looks like normal, completely legal profit from smart business moves. Finally, all that mixed cash gets integrated back into the economy as clean money. On paper, all the money now appears to come from perfectly legal sources. Chemistry monkey can now use this money to buy more banana trees, slick new candy making equipment, or even a shiny new car for his son. Chemistry monkey happy. He can finally use the money from selling candy. But it's not enough. Now that chemistry monkey broke bad and got a taste of the high life, he craves more. He hires monkeys to help him produce more candy and partners with the local fried chicken franchise to secretly distribute his candy to other jungles. This all makes chemistry monkey far wealthier than he's ever imagined. But as with dirty money, he has no choice but to find more ways to clean it before it can be used. Or risk the wrath of the government. So, chemistry monkey spices things up. He might channel some little piles into a pet grooming salon or launch a banana delivery service. Every additional business makes it even tougher for the government to untangle which cash was once dirty and which was always clean. The more diverse the ventures, the better monkey hides his tracks. But despite all the clever tricks, chemistry monkey is playing a very risky game. If the government ever catches wind of his money washing schemes or his illicit candy production, monkey's secret could spill over, plunging him and his cohorts into deep legal trouble. But every trick comes with a price and one wrong move could mean game over for chemistry monkey's entire career. Or worse. If any monkey's confused, remember, this is just a funny way to show how dirty money gets turned into clean money. And very, very important, this video is not a guide nor is it legal advice. Please do not sue monkey and thank you for watching.